1-2-3 REWARDS® Visa® Card

Overview

  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
  • 3 points per $1 spent on Kroger family of brand products
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere Visa Cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
  • 0% intro APR* for 9 billing cycles on purchases and balance transfers
  • $0 annual fee*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0%* 0%* 13.99% - 23.99%* (Variable) $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days from the end of the month in which your account is opened. After that, either 4% of the amount of each transfer or $10 minimum, whichever
Balance Transfer Intro Period 12 Months*
Balance Transfer Intro APR 0%*
Cash Advance Fee Either 4% of the amount of each advance or $10 minimum, whichever is greater.
Foreign Currency Exchange Fee No
Issuer US Bank
Perks No
APR 13.99% - 23.99%* (Variable)
Purchase Intro APR Period 12 Months*
Purchase Intro APR Rate 0%*

Description

The 1-2-3 REWARDS® Visa® Card is a grocery rewards credit card that gives you reward points when making purchases at Kroger grocery stores. You'll instantly earn rewards during the first three months of card membership. Enjoy an additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger grocery stores and gas stations.

0% APR for 9 Billing Cycles. Now you can make a large purchase or pay or an existing credit card balance – all while enjoying 0% APR for the first 9 billing cycles during your card membership.

Earn Points. With your card membership, you can earn points when you shop at Kroger. The rewards program includes 3 points per dollar spent on Kroger brand products. You'll also earn 2 points per dollar spent at the Kroger&$174; family of stores (excluding fuel centers). Then, you'll earn one point per dollar on all other purchases wherever Visa is accepted.

Free Groceries. Now you can enjoy the chance to earn points towards free groceries. For every 1,000 points that you earn, you'll enjoy $5 in free groceries. You'll get your rewards sent to you automatically every quarter. If you are a smart shopper, in search of a card that includes a 0% Introductory APR promotion, zero annual fee, and reward points on your Kroger grocery purchases – choose the 1-2-3 REWARDS® Visa® Card.