Having and establishing a good credit history is important. For people with a limited credit history, finding a bank or lender who is willing to issue you a credit card can sometimes be a difficult task. Having a limited credit history is like a double-edged sword, no one seems to want to lend to help build your credit and no one will lend to you because you have a limited credit history. To help you build your credit, we’ve compiled a list of credit cards for limited credit histories.
Capital One is a leading provider of limited credit credit cards
- Capital One® Platinum - The limited credit history credit card is perfect if you carry a balance. The card features a low APR and purchases receive 0% until December 2008 (as of publishing date). Transfer existing balances with no transfer fees and pay an annual fee of only $39. This card is also available as a Visa®.
- Capital One® Classic Platinum - Use this card for a low APR and a lower annual fee. This low APR credit card features a low annual fee and an introductory APR of 0% until December 2008 (as of publishing date) on all purchases made with this MasterCard® credit card. The annual fee is only $19 and there are no balance transfer fees and the card is also available as a Visa®.
- Capital One® No Hassle PointsSM Rewards - Earn points towards cash back, travel expenses and more with this card. Receive five points for every $1 you spend at gas stations, major grocery and drug stores. There is no limit to the amount of points you earn all purchase receive a 0% APR until December 2008 (as of publishing date). There is an annual fee of $29 for the card.
- Capital One® Standard Platinum Card - This limited credit credit card is perfect for those who want to use the card to help build credit without an annual fee. This MasterCard® credit card has an introductory APR of 0% until December 2008 (as of publishing date) on all purchases made with the card.
For more information and to apply for one of these cards, click the link(s) above for more. Responsibly using a credit card designed for people with a limited credit history will help improve your credit scores and enable other opportunities for more credit and competitive interest rates.
