More and more credit card companies are incorporating payment technologies into their cards to make your life easier. These next generation payment technologies increase a cardholder’s convenience and speed in which goods and services are paid for at many major merchants. Payment transactions are authorized by simply ”tapping” your credit card by the specialized reader. This contactless technology ensures your card never leaves your hands and enables faster payment. Several major credit card companies provide these technologies on many of their credit card offers.
blinkSM from Chase
Chase credit cards with blinkSM offer cardholders the ability to hold their cards in front of a special reader to authorize payment transactions without swiping, signing or entering a PIN. This contactless technology is available in many of their credit cards including the new Chase FreedomSM Cash Visa Signature Card and the Chase Wawa Visa® Card. Chase reports reducing payment transaction times by as much as 10 to 40 percent, with the most significant reductions at quick service restaurants, drive-thrus, convenience stores, drug stores and movie theaters. Cardholders can still enjoy the same security and privacy protections they have come to expect. Credit cards with blinkSM can still be used like any other credit card at other merchants without the specialized reader.
American Express ExpressPay®
ExpressPay® from American Express is available exclusively on select American Express credit cards. With ExpressPay®, cardholders never have to swipe or sign for most purchases under $25. No more fumbling for change or carrying cash, just hold your card in front of the reader to authorize payment. ExpressPay® is available on five American Express credit cards, including the new Clear from American Express®. An additional ExpressPay® key fob is also available that can be tied directly to any American Express credit card. American Express still offers the same security and peace-of-mind you come to expect – like zero liability for fraudulent charges.
MasterCard PayPass
MasterCard’s PayPass technology encompasses just about every MasterCard credit and debit card. PayPass is available on all Citibank credit cards, Bank of America credit cards, HSBC debit cards and Key Bank debit cards. PayPass requires cardholders to simply tap their cards against the reader to pay at checkout. PayPass technology is also incorporated into key fobs and mobile phones. If you currently have a MasterCard with one of these or any other financial institution and your card does not have the PayPass logo on the back, contact your financial institution to request a new card with the imbedded PayPass technology.
Contactless payment technologies can be used wherever the universal “Tap” symbol is displayed. Make fast and convenient purchases at participating merchants like: 7-Eleven, AMC Theatres, Arby’s, CVS Pharmacy, McDonald’s, Regal Cinemas, United Artists Theatres, Walgreens, Wawa and many more. To get a full list of participating merchants and their locations, please visit the website of the corresponding payment technology associated with your card.
