It’s that time of year to start thinking about what you want for Christmas. After all, everyone likes a “little something” during the holiday season. 
 
American Express’ Wishlist offers products from top brands at amazing prices. For the 2009 season, American Express has extended My Wishlist to Daily Wish. Daily Wish includes products you wish for at prices you want.
 
Each Tuesday, Wednesday and Thursday, the Daily Wish website is updated to display exclusive deals only available to American Express cardholders. To be eligible, you must sign up for AMEX’s Daily Wish program and have a valid American Express credit card. Simply input the required information and be sure to request email notifications for the week’s upcoming deals. It’s that simple. 
 
Here’s how it works.
 
There are a number of different “collections” through Daily Wish. You can search each collection for the products you want.  You will be able to view products that are already available, as well as upcoming deals. You can create your own Wishlist by tagging the items that you are interested in. As soon as the product becomes available, you are eligible to purchase it.  Simply click the “I Want It” button. From here, you can choose if you want to put the purchase on your American Express credit card, another credit card or use your American Express bonus points. It’s like getting paid to create your very own Holiday Wishlist. 
 
American Express’ Wishlist or NEW Daily Wish is certainly available during the holiday season. However, you can take advantage of this program year round! That’s right. You have the entire year to save up to 50% through the AMEX Network Daily Wish. Shop hundreds of retailers who are competing to offer you the very best deal.  
 
Now is the time to make your list and check it twice!

All eyes and ears have been fixed on the economy for quite some time now. Many think that Barack Obama will turn things right around as soon as he takes office. However, even he is not so sure. But, despite the economic signs of 2008, 2009 is expected to be a much better year. Here’s why.

Decreasing Oil Prices

Do you remember when oil hit $147 per barrel? It wasn’t that long ago. Currently, oil is only about $45 per barrel. Global demand for oil has dropped significantly. Gas prices are currently $1.61 per gallon around the country. Some experts think that the price of a gallon of fuel will soon drop to only $1 per gallon. Oil prices weren’t nearly this low at the beginning of 2008. It is a great sign that gas prices have dropped so significantly.

Mortgage Rates

Mortgage rates are falling as fast, if not faster, than energy prices. The Federal Reserve has pledged to purchase millions of dollars in mortgage securities. Thus, mortgage rates continue to fall. The average rate for a new mortgage loan is now only 5.26%. Economic prosperity is in the forecast for 2009 thanks to falling mortgage rates.

The Federal Reserve

The Federal Reserve has been working tirelessly to get this country’s finances back on track. The Federal Reserve has pledged to do anything to “strengthen the economy.” Short term interest rates have already been pushed close to 0%. The actions of the Federal Reserve have gone a long way in preserving and restoring the United States’ economic situation.

Barack Obama’s Stimulus Plan

The Obama administration plans on spending between $750 billion and $1 trillion over the course of the next two years. Most of this money will be spent on rebuilding American infrastructure. This would include everything from green technology to transportation and beyond. Millions of jobs will also be created. Barack Obama’s revised stimulus package is credited with helping to get the economy back on track.

Deep Fundamentals

America is still considered to be a leader when it comes to fundamental strength. Innovation, a flexible labor market and higher education are ranked among the highest of America’s strengths.

When it comes down to it, America is in better shape than everyone thinks. We are certainly doing better than we were back in the 70′s. America has overcome many challenges in 2008 and is expected to do so again in 2009.