Spring has finally sprung, and if you are itching to shake off those winter blues with a little bit of travel, you definitely will want to check out the new British Airways Visa Card offered by Chase Bank.
Never had a Chase credit card before? You won’t want to pass this one up! Not only does the British Airways Signature Visa credit card offer incredible reward miles normally, it’s extremely easy for the first time account holder to earn enough bonus miles in the first three months to receive two free transatlantic flights – roundtrip, of course!
If you apply by May 6, Chase is offering 50,000 bonus miles for your first purchase with the British Airways Visa Signature Card and another 50,0000 miles after $2,500 worth of transactions within the first three months. That’s on top of the normal 2.5 British Airways miles you earn for every $1 you spend on British Airways purchases and the 1.25 BA miles you earn whenever you use the card on anything else. Plus, applying for a new card will automatically enroll you in British Airway’s Executive Club, allowing you to significantly increase the number of frequent flyer miles you earn based on their three-tiered program.
In addition to the regular British Airways miles you earn, every year you spend $30,000, you will receive a companion travel voucher that will allow you to anyone with you on the same flight in the same class of service you are flying in. Thirty thousand dollars seems like a lot, but if you run everything like utilities, gas, phone service, and groceries through your British Airways Signature Visa, it adds up fairly quickly. Two free roundtrip tickets to Europe, one from British Airways miles and the other with the companion voucher, makes transatlantic travel extremely do-able.
Concerned about the inconvenience of international travel? British Airways has teamed up with American Airlines and Iberia to give the consumer more: more than 400 destinations, more convenient connections, and more schedule options. In addition, British Airways Visa Signature cardholders are eligible for BA miles on American Airlines, Iberia, and 9 other “Oneworld Airline Partners.”
Once you’ve reached your overseas destination, use the Chase British Airways Visa card without worry because there are no foreign transaction fees that consumers are often surprised by after using other credit cards while traveling internationally.
Chase Bank’s newest Visa card does have an annual fee of $95. Its 14.24% variable APR is on the high side of average, but the benefits offered seem to outweigh the annual fee by, well, the value of at least two roundtrip tickets to Europe.
If you have excellent credit and travel frequently or want to begin traveling more, the British Airways Signature Visa card has great travel rewards, and the new cardholder incentives are definitely worth taking advantage of. Traveling internationally has never been so easy! Be sure to act before May 6, 2011 to take full advantage of this limited time offer.
VISA and MasterCard, along with many major banks such as J. P. Morgan Chase, Wells Fargo, and Bank of America, have announced not only their own monetary contributions to Japan’s disaster relief, but also have decided to waive the interchange fees on donations to major charities assisting in the relief efforts.
Waiving the interchange fees will make a significant difference in the total amount of monies received by the charities as interchange fees are the largest percentage of the fees collected by credit card companies.
Some of the banks and credit card issuing companies have placed a time-limit on fee waivers. VISA will not charge fees on donations to Japan relief funds through April 30 and MasterCard through May 15.
MasterCard and VISA, along with several of the banks, have created lists of charities not being charged interchange fees for donations to the disaster relief funds. The American Red Cross appears on every list. Other organizations eligible for the fee waivers often include World Vision, Save the Children, Americares, International Medical Corps, Doctors without Borders, and the International Rescue Committee. Check with your bank or credit card issuer to be sure the charity of your choice appears on their list. Several of the eligible charities for credit card donations have made it possible for convenient, on-line donations to aid the effort in Japan.
In addition to making it easy for customers to become personally involved in disaster relief, MasterCard has donated $250,000 and offered a matching incentive to employees by promising to double their giving. Likewise, Chase has donated $5 million to aid Japan and will match employee contributions up to $1 million.
Bank of America has donated $1.22 million to the relief effort in Japan, with about half of that going through the American Red Cross. In addition, Bank of America has stated that it will not limit it’s matching on employee donations.
Meanwhile, Wells Fargo Bank has already contributed $500,000 to the American Red Cross and has pledged to match employee contributions up to $500,000. For any donation to the American Red Cross through Wells Fargo, all fees will be waived ensuring that the Red Cross will receive 100% of the donation.
With television images of the recent disaster in Japan playing in our homes, we are, indeed, reminded of Walt Disney’s observation that “It’s a Small World After All.” Modern technology and the internet mean the average person half way around the globe can help in ways never before possible. Recent announcements from VISA and MasterCard, along with many major banks such as J. P. Morgan Chase, Wells Fargo, and Bank of America, make it possible for one person to make a world of difference.
Diamonds are a girls best friend but sapphires are everyone’s best friend now with the new Chase Sapphire(SM) card.
With the new Sapphire card, Chase is also unveiling it’s new Ultimate Rewards Program. This program lets your rewards be redeemable for almost anything you want.
Some competitor’s reward credit cards charge you an annual fee, but not the Chase Sapphire(SM) card. What sense does it make to let you earn cash back and then take it all away by charging an annual fee? Chase understands you, the customer. That’s exactly why they are giving you the Sapphire card.
Once you apply and are approved for the Chase Sapphire(SM) credit card, you can start using it. Once you make your first purchase, Chase will give you 10,000 bonus points. That’s right, 10,000 bonus points just for using your card.
As with some other reward credit cards, you can earn one point for every dollar you spend. If you shop online with Chase’s preferred retailers, at the Ultimate Rewards Mall, you can earn up to 10 bonus points for every dollar. That gives you the opportunity to earn ten times the rewards when you shop with over 300 retailers. With that kind of opportunity, you should almost always earn ten times the rewards.
The Chase Sapphire(SM) credit card doesn’t just come with cash rewards though. The Sapphire card allows you to earn double bonus points on airfare. In order to receive double bonus points, you must book your flight(s) through Chase’s Online Travel Booking Tool. So, you can take all of the hassle out of your next trip by booking online and earning double bonus points.
This Sapphire comes with many great Travel Benefits as well. You will have complete access to Trip Cancellation Insurance, Travel and Emergency Services, Travel Accident Insurance and Trip Delay coverage. Additionally, Chase offers Lost Luggage Reimbursement, Baggage Delay, Roadside Dispatch and Auto Rental Collision Damage Waiver.
With the Sapphire credit card comes Chase’s unbeatable customer service. You can get personalized customer service 24 hours a day, seven days a week. Chase is confident that you’ll appreciate their customer service. That’s why they put a guarantee on all customer service transactions. You will also be able to use Chase’s complimentary concierge service, Global LifeLine and the Online Account Management feature.
Just wait…it gets so much better with the Chase Sapphire(SM) card. Have you heard of Chase’s new Blueprint program? This program allows you to manage your finances your way. Choose from the Full Pay feature, the Split feature, the Finish It feature, the Track It feature or a combination of the four. You can maximize your credit card experience with Blueprint because it allows you to manage your credit card on your time and the way you want.
No other credit card has it all. The Chase Sapphire(SM) with Ultimate Rewards card does. Go online to see how Sapphires can become your best friend today.
After almost a year since our site last offered Chase credit cards, we are pleased to announce their much anticipated return. We had hoped to begin offering Chase credit cards earlier this year, but financial market conditions did not allow for a timely return of their credit cards to our site. The news that we would once again be able feature cards from Chase this week was somewhat of a surprise. As a result of their return, we are able to expand our current credit card offerings and visitors will once again have access to one of the best cash back credit cards available.
At this time we are able to feature the Chase Freedom card along with introduction of the Chase Slate credit card. Both cards share the Visa logo and feature Chase’s new program to help cardholders better manage their spending and finances with Blueprint. Blueprint provides cardholders the flexibility to choose how payments are applied, choose different payment options, track spending habits and more; all for free.
Each Chase credit card offers something different and one may be just right for you. Be sure to check them out.
Chase has recently unveiled a new financial service that is free to use and only available to Chase customers. Blueprint is easy to set up and lets each customer specify their own set of financial blueprints.
The Blueprint program has been designed to simplify your finances. It allows you to design custom payment plans and other options. Each payment option will be highlighted on monthly statements. This allows you to really organize your finances and your credit card purchases.
You don’t have to wait until you receive the monthly statement each month to see what progress you’ve made towards reaching your goal. The Blueprint program allows you to monitor your progress online. You can check your progress fifteen times a day or once a day.
Everyone uses their credit card for different reasons. Some people use it for everyday purchases. Some people use it only in emergencies. Others use it for large purchases. The Chase Blueprint program allows you to pay off large purchases first, thus reducing the amount you pay in interest.
There are so many advantages for using the new Chase Blueprint program. First, the Blueprint program itemizes all of your purchases. This allows you to know your spending trends and habits. This is updated constantly so you can always be sure you are given accurate information. It also allows you to see clearly the areas that you want to improve.
Chase Blueprint really helps you pay your balance down faster. It lets you make payments towards large purchases and reduces the total amount you pay in interest. Similarly, Blueprint lets you completely avoid paying interest. It comes with free online calculators that allow you to know what payments you need to make in order to pay $0 in interest.
Chase Blueprint is the first of its kind. Since when does a credit card company or financial institution go to so much trouble to help you avoid paying interest? Chase credit cards are available to help with the new Blueprint program.
While other credit card issuers are limiting or restructuring their reward programs, Chase launches a new rewards program - Ultimate Rewards. The unveiling of the Ultimate Rewards program by Chase is set to rival top rewards programs offered by competitors American Express’ Membership Rewards and Citi’s ThankYou Network.
Currently, you can use your Chase Freedom Visa card or the new Chase Sapphire(SM) card to earn points with Ultimate Rewards. Every dollar spent will earn one Ultimate Rewards point that can be redeemed from millions of reward options. Save your points or spend them right away, but never worry about spending limits or point earning restrictions. Ultimate Rewards gives you the freedom to earn as many or as little points as you want and to redeem them for just about anything.
Book your next vacation or travel arrangements through Chase’s Ultimate Rewards Travel Tool; pay with your Chase credit card and earn two points for every dollar spent on airline flights. That’s double points on airline travel! Plus, check out restaurant reviews from Zagat.com to ensure an enjoyable dining experience while traveling or at home with the Ultimate Rewards website.
Chase is also introducing the Ultimate Rewards Bonus Mall. This online retail outlet is available to Chase cardholders where they can shop to take advantage of exclusive online deals through over 300 leading retailers. Cardholders who shop through the site can earn up to 10 Ultimate Rewards points for every dollar they spend.
Ultimate Rewards lets cardholders redeem points for almost any type of reward. Cardholders can choose from over 3 million different merchandise items through Amazon.com, gift cards at over 65 companies, cash back and point transfers to major airline carriers. With so many redemption options, it may just be too hard to choose.
If you have a Chase credit card, you have probably noticed the $10 per month service charge that has been added to your monthly credit card statement as recently as November of last year. If you are like thousands of other Americans, this monthly service charge has infuriated you.
However, the New York Office of the Attorney General has ordered Chase Bank to stop charging cardholders the monthly fee. Attorney General Andrew Cuomo announced on March 30, 2009 that this monthly charge had been added by Chase to over 184,000 credit accounts across the nation. The monthly service charge was imposed mostly on new accounts with a promotional APR.
Most of these monthly fees were added to customer accounts beginning in November 2008. There are more than 100 million Chase credit cards around the country and cardholders around the country were completely outraged by Chase’s actions but were told that there was nothing that could be done.
Luckily, Attorney General Cuomo took matters into his own hands. He said, “My office will not sit back and allow banks to promise one thing in its solicitations and agreements with consumers, and then when times get tough, change the deal, leaving consumers holding the bag. Truth-In-Lending laws prohibit this very conduct. I am glad that Chase has now reconsidered its ill-advised, illegal decision, and will now live up to the terms it originally offered and agreed to.”
Not only will this monthly service charge no longer be charged to thousands of accounts, but the money that was already charged to these consumers will be given back. Chase will refund approximately $4.4 million to deserving customers around the country.
In it’s December issue, Kiplinger’s Personal Finance magazine chose the best credit card offers of 2008. Kiplinger’s chose four different credit cards to best suit almost any spending style in the most popular credit card categories: cash back, gas reward, travel and low rate. Using one of these credit cards can add up to huge savings every year. Review the list below to see the results.
- Cash Back – Blue Cash from American Express
- Gas – Chase BP Visa
- Travel Rewards – Simmons First Visa Platinum Travel Rewards
- Low Rate – Wells Fargo Prime Rate
If you pay your balance in full each month, be sure to check out these cards from American Express, Chase and Simmons First. For those that carry a balance, check out the low rate card from Wells Fargo.
To review the terms and conditons for each card, see the credit card issuer’s website for full details.
Chase wants more of your business and they want to earn it by offering customers access to exclusive financial product and account promotions. To earn more of your business, Chase is offering special savings on mortgages, credit cards, loans, investments and more. For current Chase customers who may only utilize one or a limited number of their services, Chase wants to build on that existing relationship to offer you more of their products.
The Deal
If you are a current Chase Freedom Card cardholder, then you probably earn 3% cash back on your top three spending categories up to $600 per month and 1% cash back on all your other purchases. Chase wants to make that even better for you by offering 3% cash back on your top five spending categories up to $600 per month. That is two more than before and you could be leaving money behind if you aren’t already making every purchase with the Chase Freedom Card. To start receiving this exclusive offer, all you have to do is meet with a local Chase banker and open a checking account.
The deal doesn’t just stop there though because Chase is also offering exclusive promotions on products and services that can save you thousands of dollars. Chase is offering up to 0.25% percent off a new first mortgage loan with a checking account. Get a home equity loan with a Chase checking account and save up to 0.50% off your interest rate. Thinking of buying a new car? Get up to 0.50% off your interest rate when you have a Chase checking account too. Chase also offers exclusive savings on CD’s, financial advice, student loans and more.
Visit here for a list of all the exclusive products and services Chase is offering to save you money along with terms and conditions for each product. You can also use the link to find a local Chase banker in your area.
