PlasticRewards.com now features the Total MerrillSM Cash Back Visa® credit card. The Total Merrill Lynch card offers a full 1% cash back on all your net retail purchases, with no limit to the amount of cash back you can earn.
The Total Merrill card has no annual fee with the card and features a very low and competitive APR of only 9.99% on all your retail purchases. New cardholders can transfer balances from higher interest rate credit cards at 1.9% APR for a full twelve months. After the introductory period, all balances with receive the same 9.99% APR as purchases. Plus, get a credit line as high as $250,000 when you apply for the card.
For every $1 in purchases you make with your card, you earn Total MerrillSM Cash Back reward credit. Request a check for your cash back reward with a minimum of only 5,000 ($50) reward credits. Your reward credits can also be automatically be deposited into your Merrill Lynch Cash Management Account® (CMA®) or Beyond Banking account.
Cardholders can also take advantage of the security and privacy of Visa’s Zero Liability policy, which provides cardholders 100% protection against unauthorized purchases. Plus, get an added layer of security when shopping online with Verified by Visa®, the service which requires a personal password when making a purchase. Enjoy early fraud detection with monitoring that looks for unusual spending habits. Buy with confidence; purchases will be covered up to $500 per claim. Additional benefits include: an auto rental collision damage waiver, $1,000,000 common carrier travel accident insurance and a lost luggage locator service.
You can enjoy all this and more when you apply for the Merrill Lynch Total Visa® credit card; issued by FIA Card Services N.A.














