Citi Forward® Card

Overview

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0%* 0%* 12.99%-22.99% (Variable)* $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee See Terms*
Balance Transfer Intro Period 12 Months*
Balance Transfer Intro APR 0%*
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Citi
Perks Apply for the Citi Forward® Card by filling out a secure online application.
APR 12.99%-22.99% (Variable)*
Purchase Intro APR Period 7 months on purchases*
Purchase Intro APR Rate 0%*

Description

The Citi Forward® Card, issued by Citibank, is for people who want to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time. Cardholders who make a purchase, stay within their credit limit, and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate of up to 2%. The Citi Forward® Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters, and 1 point per dollar spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, music, electronics and more. This card comes with a 0% intro rate on purchases for 7 months. There is also a 0% APR on balance transfers for 12 months if you qualify.