Citi Simplicity® Card

Overview

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0%* 0%* 12.99%-21.99% (Variable)* $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee See Terms*
Balance Transfer Intro Period 18 Months*
Balance Transfer Intro APR 0%*
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Citi
Perks *
APR 12.99%-21.99% (Variable)*
Purchase Intro APR Period 18 Months*
Purchase Intro APR Rate 0%*

Description

The Citi Simplicity® Card is designed to give consumers an uncomplicated line of credit. With a low variable APR and no annual fee, it will give consumers a line of inexpensive credit as well. The Citi Simplicity® Card features an extra-long 0% Introductory APR period of 18 months, good for BOTH the purchases you make as well as balance transfers. This card has another incredible feature: there are NO late fees for missing a payment due date, nor will your APR change! Plus, there is no wait-time to speak with a Citi representative. They're available 24/7 should you have a question, call, or complaint. With no annual fee, a long 18-month introductory APR period and more, the Citi Simplicity® Card is credit, simplified!!