Best Cash Back Credit Cards for the Holidays
With the holidays just around the corner, you’re probably thinking about ways to make the most of your holiday spending. Gifts for family and friends, social gatherings and more, your holiday spending can really add up quickly. How about the idea of getting additional savings on each of your holiday purchases by earning a cash back rebate with a cash back credit card? By using a cash back credit card, you can earn up to 5% back over the holidays, effectively making your money go further. Whether you’re a big spender or just want to earn the most from your holiday spending, we’ve put together what we think are the three best cash back credit cards for the holidays.
If you want to maximize your cash back rebate on purchases over the holiday season, then use the Citi® Cash Returns credit card. New cardholders earn 5% cash back on all purchases for the first three months. There is no limit or expiration on the rebates you earn. For your convenience, rebate checks will be mailed to you every time you earn $50. After the introductory period, the Citi® Cash Returns MasterCard® offers a 1% cash back rebate on all purchases and eligible cash advances. Balance transfers are 0% APR for 12 months and a low APR after that.
For the holiday shopper that wants flexibility in earning cash back at merchants by category, the new Chase FreedomSM Cash Visa Signature does just that. Earn 3% cash back on your top three spending categories. There are fifteen total with popular categories like: department stores, beauty salons and spas, movie theaters and more. Chase will automatically select your top three spending categories each month - making sure you earn the maximum amount of cash back. All your other purchases with the Chase Freedom card will earn a 1% rebate. Cardholders who accumulate a $200 rebate can receive a $50 bonus for a total rebate of $250! Plus, you can switch your rewards for points to redeem for other great rewards.
If you’re a big holiday spender, you can earn up to 5% cash back on all your purchases with Blue Cash® from American Express®. Charge everyday purchases to your card and earn unlimited cash back. Spend more than $6,500 per year to get the full 5% back on everyday purchases. All other purchases can earn as much as 1.5% cash back. To earn cash back even faster, get an additional fee-free card that is available for individuals over 18 years of age. Also, Kiplinger’s Finance recently rated the American Express® Blue Cash card as the “The Best Cash-Rebate Card.” If you need to transfer a balance from any other credit card, new cardholders can with a 4.99% APR for the life of the balance.
Make your holidays a little better by saving money with a cash back credit card. Use one of these credit cards to pay for all your holiday spending and earn a little gift for yourself - some cash back. Your cash back reward can be as high as 5% on all your purchases if you are a big spender or just want to save some money over the holidays. Either way, we think you’ll find what you’re looking for in our list of the best cash back credit cards.
