No fee balance transfer credit cards
Now that the holidays are over and those monthly credit card statements are coming in, they may be a lot more than you thought. You may have even suspected that your credit card company had also charged you for someone else’s charges, but after closer inspection, all those charges really were made by you. After you let the initial shock of your bill settle in, you probably need to find a way to pay those bills off in a reasonable amount of time and a way to save money while paying the balances down. An easy way to save money on your existing balances is to transfer balance(s) to a no fee balance transfer credit card offer. To help you, we’ve put together a short list of personal and business cards.
For Personal Use
- Citi® Home Rebate Platinum Select® MasterCard® - Get 0% APR on balance transfer for 12 months. Balance transfer fees are only waived on balances transferred at the time of application (Citi has notified us that this will only be valid until Friday February 15th, 2008).
- Bank of America Platinum Plus® Visa® Card - This top-performing Bank of America card offers 0% APR for up to 6 months with no balance transfer fees and credit lines up to $25,000.
- Clear from American Express® - This card never charges an annual fee, late fees, over-limit fees; cash advance fees and certainly not a balance transfer fee. Transfer higher rate balances to this card at the time of application and enjoy a 5.99% fixed APR for the life of the balance.
For Business Use
- CitiBusiness® Card - Transfer high-rate business credit card balances for 12 months at 0% APR with no balance transfer fee.
- CitiBusiness® Card with ThankYou Network - Your business balance transfers will get the introductory 0% APR for 12 months with no fee. Plus, you’ll receive 10,000 ThankYou points after your first purchase which can be redeemed for a $100 gift card.
- Advanta Life Of Balance Business Card - If your business needs longer than 12 months consider this card. All balance transfer fees are waived and transferred balances receive an APR of 2.99% fixed for the life of the balance.
Using a no fee balance transfer offer can save you hundreds and sometimes even thousands of dollars. Although cards without transfer fees are becoming very difficult to find, our list should help you save even more money. Use the appropriate links for more information or to securely apply online.
