In it’s December issue, Kiplinger’s Personal Finance magazine chose the best credit card offers of 2008. Kiplinger’s chose four different credit cards to best suit almost any spending style in the most popular credit card categories: cash back, gas reward, travel and low rate. Using one of these credit cards can add up to huge savings every year. Review the list below to see the results.

1. Cash Back - Blue Cash from American Express
2. Gas - Chase BP Visa
3. Travel Rewards - Simmons First Visa Platinum Travel Rewards
4. Low Rate - Wells Fargo Prime Rate

If you pay your balance in full each month, be sure to check out these cards from American Express, Chase and Simmons First. For those that carry a balance, check out the low rate card from Wells Fargo.

To review the terms and conditons for each card, see the credit card issuer’s website for full details.