Credit Card Finder

Use our Credit Card Finder to quickly find the right credit card in three easy steps.

Apply for Bad Credit Credit Cards

Bad Credit Credit Cards

The following credit cards are for people with bad, poor or no credit histories. Choose from a variety of secured and unsecured credit cards.

All of the products below that are issued by First PREMIER® Bank are unsecured, fee-based products.

Orchard Bank Classic MasterCards

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
N/A*N/A*7.90% - 24.90%*Yes*See Terms*Bad Credit OK*

First Option Visa®

  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
N/A*N/A*19.5%*No*$59*Bad Credit OK*

Orchard Bank Visa Cards

  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
N/A*N/A*7.90% - 24.90%*Yes*See Terms*Bad Credit OK*

READYdebit® Card

  • 100% Approval Guaranteed!* - No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account - Great online bill pay service with no overdraft, bounced check fees - EVER!
  • Pay Nothing Now! - No deposits or prepayments required to get your card.
  • FREE Direct Deposit! - stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options - FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit - no late fees, no over limit fees, no interest charges - EVER!
  • * Subject to I.D. Verification.
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
N/A*N/A*N/A*No*$0*Bad Credit OK*

* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.