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Balance Transfer Credit Cards
Take a break from high credit card payments with a balance transfer credit card from PlasticRewards.com. Choose a personal or business card with 0% APR for 12 months or longer, where applicable. Plus, you can even earn rewards on new purchases you make.
- 0% APR* on Balance Transfers and Purchases for up to 15 Months
- No Annual Fee
- Citi® Identity Theft Solutions
- $0 Liability on Unauthorized Purchases
- Secure, Free Online Account Management
- Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | Up to 15 months* | As low as 11.99% Variable | Yes* | $0* | Good* |
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on Balance Transfers | 12 Months* | As low as 11.99% Variable | Yes* | $0* | Excellent* |
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| N/A* | N/A* | 7.25%* | Yes* | $0* | Excellent* |
- Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Get complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on Balance Transfers | 6 Months* | 14.24%-17.24%* | Yes* | See Terms* | Good* |
- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 1.99%* on Balance Transfers | 6 Billing Cycles* | 7.25% - 13.25%* | Yes* | $0* | Excellent* |
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 6 Months* | As low as 11.99% Variable | Yes* | $0* | Excellent* |
- 0% APR on Purchases for a FULL 9 months
- 0% APR on Balance Transfers for a FULL 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on Balance Transfers | 12 months* | as low as 12.99% Variable | Yes* | $0* | Excellent* |
- Introductory Rate of 7.50% for 12 months from date opened on Purchases
- Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
- Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 7.50%* on Balance Transfers | 12 Months* | 7.50%* | Yes* | $45* | Excellent* |
- Low Interest Rate of 11.25%*
- Introductory Balance Transfer Rate
- No Balance Transfer Fee
- $0 Fraud Liability
- 24/7 Online Account Access
- Emergency Cash Advance & Card Replacement
- Worldwide Acceptance
- *See Card Terms and Conditions
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 3.25%* on Balance Transfers | 6 months* | 11.25%* | Yes* | $20* | Good* |
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row-twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 3.99%* on Balance Transfers | Up to 12 Months* | As low as 11.99% Variable | Yes* | $0* | Good* |
* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.