Credit Card Finder
Use our Credit Card Finder to quickly find the right credit card in three easy steps.
Low Interest Rate Credit Cards
You never thought we could be so low. With a low interest rate credit card from PlasticRewards.com you'll know the truth for yourself. We feature cards for personal and business uses with a low APR after the introductory period. We've assembled a list of low rate credit cards that lets you earn rewards on all your purchases.
- 0% APR* on balance transfers and purchases for up to 12 months*
- No annual fee
- Secure, free online account management
- $0 liability on unauthorized purchases
- Apply online and get an instant response
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 0% Intro APR for 12 months on Purchases and Balance Transfers
- Formerly Discover Platinum Card
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 10.99%-18.99%* | Yes* | $0* | Good* |
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.99%-15.99%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues
- Online account access and Points management
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Excellent* |
- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
- Consolidate balances and save money when you transfer higher-rate balances
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on purchases until October 2009 | 8.9%* | Yes* | $0* | Excellent* |
- 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- No Annual Fee
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- 100% fraud protection
- Online account access and Points management
- Formerly MBNA
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.99%-19.99%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by Bank of America, N.A. (USA)
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.99%-19.99%* | Yes* | $0* | Good* |
- Earn rewards faster with 1.25 points for every net retail purchase dollar*
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfer | 12 months* | 9.99%-19.99%* | Yes* | $0* | Excellent* |
- 0% APR* on purchases and balance transfers for up to 12 months
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- No annual fee
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- Personalize your credit card with your favorite photo or image.*
- Introductory 0% APR* on purchases for 12 billing cycles after your account is opened
- Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened*
- Earn rewards with every purchase*
- Huge array of redemption rewards
- No annual fee
- Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 9.99%-13.99%* | Yes* | $0* | Good* |
* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.
