Credit Card Finder
Use our Credit Card Finder to quickly find the right credit card in three easy steps.
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Low Interest Rate Credit Cards
You never thought we could be so low. With a low interest rate credit card from PlasticRewards.com you'll know the truth for yourself. We feature cards for personal and business uses with a low APR after the introductory period. We've assembled a list of low rate credit cards that lets you earn rewards on all your purchases.
- 0% APR* on balance transfers and purchases for up to 12 months*
- No annual fee
- Secure, free online account management
- $0 liability on unauthorized purchases
- Apply online and get an instant response
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 0% Intro APR for 12 months on Purchases and Balance Transfers
- Formerly Discover Platinum Card
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 10.99%-18.99%* | Yes* | $0* | Good* |
- Membership Rewards Express® program
- 0% APR for up to 15 months on purchases
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 15 months | 9.24%-15.24%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues
- Online account access and Points management
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Excellent* |
- 7.9% APR on purchases and balance transfers
- No annual fee or balance transfer fees
- Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
- $100,000 Worldwide Automatic Travel Accident Insurance
- 24-hour Roadside Assistance with lock-out service, towing, and flat repair
- Emergency card replacement or cash advance if your card is lost or stolen
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| N/A* | N/A* | 7.9%* | Yes* | $0* | Excellent* |
- 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- No Annual Fee
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- 100% fraud protection
- Online account access and Points management
- Formerly MBNA
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Good* |
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by Bank of America, N.A. (USA)
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 9.9%-15.99%* | Yes* | $0* | Good* |
- Earn rewards faster with 1.25 points for every net retail purchase dollar*
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfer | 12 months* | 9.9%* | Yes* | $0* | Excellent* |
- 0% APR* on purchases and balance transfers for up to 12 months
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- No annual fee
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 15 months* | 7.99%* | Yes* | $0* | Good* |
- 0% APR on Purchases AND Balance Transfers for 12 months*
- Quarterly and annual account summaries
- Manage your account online
- Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations, as well as referrals for marketing and administrative needs
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 7.99%* | Yes* | $0* | Above Average* |
- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 5.00%-14.99%* | Yes* | $0* | Good* |
- Earn $100 Cashback Bonus when you apply now*
- 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
- No Annual Fee
- Fee-free Purchase checks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on purchases | 12 months* | 13.99%* | Yes* | $0* | Good* |
- Option to enroll in the Membership Rewards Express® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
- 0% APR for the first 12 months
- No annual fee and fee-free Additional Cards
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 8.24%-15.24%* | Yes* | $0* | Good* |
- 0% APR* on purchases for 12 billing cycles after your account is opened
- Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened*
- Earn rewards with every purchase*
- Huge array of redemption rewards
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 9.99%-13.99%* | Yes* | $0* | Good* |
* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.
