Credit Card Finder
Use our Credit Card Finder to quickly find the right credit card in three easy steps.
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No Annual Fee Credit Cards
Zip, zero, zilch. That's what you can expect to pay for an annual fee with these credit cards. PlasticRewards.com offers no annual fee credit cards for personal or business use. Many of the credit cards also provide rewards like cash back, travel and more.
- 0% APR on purchases until December 2008. After that, a variable APR, currently 19.55%
- Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
- No annual fee
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* until December 2008 | 19.55%* | Yes* | $0* | Average/Limited History* |
- 0% Intro Annual Percentage Rate (APR)* for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- No Annual Fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 8.24%-18.24%* | Yes* | $0* | Good* |
- 0% APR* on balance transfers and purchases for up to 12 months*
- No annual fee
- Secure, free online account management
- $0 liability on unauthorized purchases
- Apply online and get an instant response
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- 0% introductory APR for 12 months (on balance transfers)
- A full 1% cash back option
- A full 1% earnings toward any other new vehicle
- Triple your earnings to 3% toward an eligible, new GM vehicle
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 12 months* | 13.99%-20.99%* | Yes* | $0* | Good* |
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
- Choose from points or cash back
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| N/A* | N/A* | 15.24%* | Yes* | $0* | Excellent* |
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 0% Intro APR for 12 months on Purchases and Balance Transfers
- Formerly Discover Platinum Card
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 10.99%-18.99%* | Yes* | $0* | Good* |
- Membership Rewards Express® program
- 0% APR for up to 15 months on purchases
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 15 months | 9.24%-15.24%* | Yes* | $0* | Good* |
- Book any travel through any airline, travel agent or online travel site
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on purchases | 6 months* | 10.99%-18.99%* | Yes* | $0* | Good* |
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 11.24%-20.24%* | Yes* | $0* | Good* |
- 0% APR* on purchases and balance transfers for up to 12 months
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- No annual fee
| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* up to 12 months | 8.49%-16.49%* | Yes* | $0* | Above Average* |
- 0% APR on Purchases AND Balance Transfers for 12 months*
- Quarterly and annual account summaries
- Manage your account online
- Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations, as well as referrals for marketing and administrative needs
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 7.99%* | Yes* | $0* | Above Average* |
- 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 15 months* | 7.99%* | Yes* | $0* | Good* |
- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 5.00%-14.99%* | Yes* | $0* | Good* |
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus logo or other image
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* on balance transfers | 15 months* | 7.99%* | Yes* | $0* | Good* |
- 0% APR on purchases for 12 months*
- 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
- Get 3 ThankYou Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants*
- 1 ThankYou Point for every dollar you spend on other purchases*
- Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Annual Fee | Credit Rating |
| 0%* | 12 months* | 10.99%* | Yes* | $0* | Good* |
* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.