Credit Card Finder

Use our Credit Card Finder to quickly find the right credit card in three easy steps.

No Annual Fee Credit Cards

Zip, zero, zilch. That's what you can expect to pay for an annual fee with these credit cards. PlasticRewards.com offers no annual fee credit cards for personal or business use. Many of the credit cards also provide rewards like cash back, travel and more.

Capital One® Standard Platinum Card

  • 0% APR on purchases until December 2008. After that, a variable APR, currently 19.55%
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
  • No annual fee
Intro APRRegular APRBalance TransferAnnual FeeCredit Rating
0%* until December 200819.55%*Yes*$0*Average/Limited History*

Bank of America Platinum Plus® Visa® Card

  • 0% Intro Annual Percentage Rate (APR)* for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • No Annual Fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%* on balance transfers12 months*8.24%-18.24%*Yes*$0*Good*

Citi® Platinum Select® MasterCard®

  • 0% APR* on balance transfers and purchases for up to 12 months*
  • No annual fee
  • Secure, free online account management
  • $0 liability on unauthorized purchases
  • Apply online and get an instant response
Intro APRRegular APRBalance TransferAnnual FeeCredit Rating
0%* up to 12 months8.49%-16.49%*Yes*$0*Above Average*

GM Flexible Earnings Card

  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%* on balance transfers12 months*13.99%-20.99%*Yes*$0*Good*

Chase FreedomSM Credit Card

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards
  • Choose from points or cash back
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
N/A*N/A*15.24%*Yes*$0*Excellent*

Discover® More Card

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 0% Intro APR for 12 months on Purchases and Balance Transfers
  • Formerly Discover Platinum Card
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%*12 months*10.99%-18.99%*Yes*$0*Good*

Blue from American Express®

  • Membership Rewards Express® program
  • 0% APR for up to 15 months on purchases
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
Intro APRRegular APRBalance TransferAnnual FeeCredit Rating
0%* up to 15 months9.24%-15.24%*Yes*$0*Good*

Miles by Discover® Card

  • Book any travel through any airline, travel agent or online travel site
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%* on purchases6 months*10.99%-18.99%* Yes*$0*Good*

Chase Platinum Visa® Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%*12 months*11.24%-20.24%*Yes*$0*Good*

Citi® Diamond Preferred® Card

  • 0% APR* on purchases and balance transfers for up to 12 months
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee
Intro APRRegular APRBalance TransferAnnual FeeCredit Rating
0%* up to 12 months8.49%-16.49%*Yes*$0*Above Average*

CitiBusiness® Card

  • 0% APR on Purchases AND Balance Transfers for 12 months*
  • Quarterly and annual account summaries
  • Manage your account online
  • Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations, as well as referrals for marketing and administrative needs
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%*12 months*7.99%*Yes*$0*Above Average*

Advanta Platinum BusinessCard with Rewards

  • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%* on balance transfers15 months*7.99%*Yes*$0*Good*

SimplyCash® Business Card from American Express

  • Earn 5% cash back on office supplies and wireless services
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
  • Earn 1% cash back on virtually all other purchases
  • Cash back is automatically credited to the statement each month
  • 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
  • No annual fee
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%*12 months*5.00%-14.99%*Yes*$0*Good*

The Advanta Platinum Business Custom Card

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus logo or other image
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%* on balance transfers15 months*7.99%*Yes*$0*Good*

Citi ProfessionalSM Card with ThankYouSM Network

  • 0% APR on purchases for 12 months*
  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
  • Get 3 ThankYou Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants*
  • 1 ThankYou Point for every dollar you spend on other purchases*
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRBalance TransferAnnual FeeCredit Rating
0%*12 months*10.99%*Yes*$0*Good*

* While PlasticRewards.com does try to ensure that you receive the most updated and accurate information available for each card on our site; we do not warrant the information presented. To receive the most accurate terms and conditions, we recommend that visitors visit the card issuer's website for full details.