Bad Credit Credit Cards
The following credit cards are for people with bad, poor or no credit histories. Choose from a variety of secured and unsecured credit cards.
All of the products below that are issued by First PREMIER® Bank are unsecured, fee-based products.
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- Get access to your money up to 2 days faster* with Free Direct Deposit
- New - Choose your card design at no cost
- Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
- Online Billpay - pay bills, rent, or write personal checks
- No credit check, No bounced check fees, No overdraft fees - Ever!
- Travel in style - Rent cars, reserve hotels, shop online safely.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
$7.95 monthly fee |
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- $0 Monthly Fee
- No Credit Check or ChexSystems check
- Instant Account Number
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy 24/7 Online Account Access
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Use it Everywhere Mastercard Debit card accepted
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
up to $9.95 monthly fee |
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- Get paid up to 2 days faster when you use direct deposit
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback RewardsTM
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
$9.95 monthly fee |
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- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Stay connected - keep track of your money online and on your mobile.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
- No overdraft fees
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balancefree of charge.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
Variable Monthly Fees |
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- $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free† Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
$0 |
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- Instant Account Number - No Credit Check.
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker1
- Choose Your Card Color - Blue or Pink
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
$9.95 monthly fee |
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- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
$7.95 monthly fee |
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- Instant Guaranteed Approval – no credit check, no security deposit
- FREE Direct Deposit – easy and immediate access to your paycheck
- FREE Unlimited Money Transfers to other Facecard members – no more wire transfers or unpaid IOUs
- FREE Allowance Feature – parents can set up an allowance schedule for FREE and funds will be added to your account automatically at the predetermined frequency
- FREE Online and mobile account management – FREE mobile and email alerts
- Not a Credit Card – no chance of overspending, no interest payments
- Great Loading Options – FREE direct deposit and bank account transfers, cash reloads at thousands of retail locations, and immediate credit/debit card loads
- Receive of extra value on average per month via Prewards, electronic coupons loaded directly to your card
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| * | * | * |
N/A* | Poor |
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- $0 activation online - with no credit check
- No minimum balance
- Free Online Bill Pay
- Free Direct Deposit
- No overdraft fees
- Access to over 22,000 MoneyPass® ATMs
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A | N/A | N/A |
up to $5.95 monthly fee |
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- Get your Government/Benefits check faster with Free Direct Deposit
- Free activation fee with Rebate*
- Guaranteed Approval with No Credit Check
- Free Unlimited Purchase Transactions
- No Overdraft Fees or Minimum Balances, perfect bank alternative
- Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
- Stay connected, know your balance at all times with free email or cell phone alerts
- The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
as low as $3.95 monthly* | N/A |
