Bad Credit Credit Cards

The following credit cards are for people with bad, poor or no credit histories. Choose from a variety of secured and unsecured credit cards. All of the products below that are issued by First PREMIER® Bank are unsecured, fee-based products.

5 Card(s)

per page
    • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
    • No Credit Check or ChexSystems check
    • Instant account number
    • Free† direct deposit — paycheck, benefit checks, tax refund checks
    • Easy 24\/7 online account access
    • Earn Refer-a-Friend cash bonus
    • Use it everywhere Mastercard Debit card accepted
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A N/A up to $9.95 monthly fee
    • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
    • 100% Approval - No credit check needed (ID verification required).
    • No credit card debt or late fees, because it is not a credit card
    • Earn cash back with NetSpend Payback Rewards
    • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
    • Funds are FDIC insured up to the current coverage limit (ID verification required).
    • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A N/A Up-to $9.95 monthly*
    • No Credit Check. No Risk of Overdraft Fee.
    • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
    • No minimum balance
    • Free† direct deposit and online bill payment
    • Use it everywhere Visa debit card accepted
    • Easy online\/mobile account access
    • Perfect for occasional usage
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A N/A $0
  1. Prepaid Visa® Purple Diamond RushCard

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    Not Available on Our Website

    • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
    • Safer than carrying cash, use everywhere Visa debit cards are accepted.
    • Choose from multiple fee plan options, and switch for free.
    • Conveniently send money to family and friends with card to card transfers.
    • Free 24/7 customer service.
    • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A N/A Variable Monthly Fees
    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 10.15%-20.15% (Variable) $35 Bad

5 Card(s)

per page