Bad Credit Credit Cards
The following credit cards are for people with bad, poor or no credit histories. Choose from a variety of secured and unsecured credit cards.
All of the products below that are issued by First PREMIER® Bank are unsecured, fee-based products.
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- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
- Free Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved*
- No bounced check fees or overdraft fees - ever!
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
$7.95 monthly* | N/A |
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- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements, or bank account required
- Free Online Access to Account
- Free Mobile Alerts - Text to your mobile and email
- Free Bill Pay Service - Pay Anyone Online or Over the Phone
- Free Rewards Program - Earn 1 point for every $1 spent
- No Bounced Check, NSF, or Overdraft Charges Ever
- Free Direct Deposit - Eliminate check cashing fees
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
$3.95 monthly | N/A |
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- 100% Guaranteed Approval* - No Credit Check
- No Activation Fee
- Free Direct Deposit and $25 bonus§
- Free Online Bill Payment
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Perfect for Tax Refund direct deposit
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
up to $9.95 monthly* | N/A |
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- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
As low as $5.00 monthly* | N/A |
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- 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
up to $9.95 monthly* | N/A |
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- $0 Monthly Fee
- 100% Guaranteed Approval* - No Credit Check
- No Minimum Balance
- Free Direct Deposit and Online Bill Payment
- Now with Purchase Rewards
- Perfect for Tax Refund direct deposit
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
None* | N/A |
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- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
As low as $5.00 monthly* | N/A |
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- Free Credit Score & Credit Builder
- Free Unlimited Purchase Transactions
- Free Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- 100% Guaranteed Approval* - No Credit Checks
- No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Choose Your Card Color - Blue, Black or Pink
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee |
| N/A* | 0%* | N/A* |
0.00 |
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- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 0%* | N/A* |
$7.95 monthly* | N/A |
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- Instant Guaranteed Approval – no credit check, no security deposit
- FREE Direct Deposit – easy and immediate access to your paycheck
- FREE Money Transfers to other Facecard members – no more wire transfers
- FREE Online and mobile account management – FREE mobile and email alerts
- Great Loading Options – FREE direct deposit and bank account transfers, cash reloads at thousands of retail locations, and immediate credit/debit card loads
- Pay Bills Online – no more late payments, no stamps required
- Not a Credit Card – no chance of overspending, no interest payments
- Receive of extra value on average per month via Prewards, electronic coupons loaded directly to your card
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| * | * | * |
N/A* | Poor |
