Excellent Credit Credit Cards
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0%* | 0%* | 10.99%-20.99% (Variable)* |
$0* | Excellent |
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- Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
- Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
- Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Get approved in 60-seconds.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | N/A* | N/A* |
$0 first year, then $125* | Excellent |
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- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 2.90%* | 15.24%-19.24% (Variable)* |
$0 first year, then $65* | Excellent |
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- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0%* | N/A* | 15.24% (Variable)* |
$0* | Excellent |
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- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Online access to credit card account information
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 1.99%* | 7.25%-13.25% (Variable)* |
$0* | Excellent |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 1.99%* | 9.25%-15.25% (Fixed)* |
$0* | Excellent |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | 1.99%* | 9.25%-15.25% (Variable)* |
$0* | Excellent |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | N/A* | 7.25% (Variable)* |
$0* | Excellent |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A* | N/A* | 9.25% (Variable)* |
$0* | Excellent |
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- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Cards to your account – redeem 25,000 miles for a flight
- No mileage earning limit, and miles don’t expire
- Check your first bag free on every Delta flight
- Annual complimentary companion ticket
- Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles ® Credit Cardmembers from American Express
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| See Terms* | See Terms* | 14.5% variable |
$150 per year | Excellent |
