Discover it® for Students


  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0% See Terms 12.99%-21.99% Variable* $0 Fair

Specific Information

Annual Fee $0
Balance Transfer Fee See Terms*
Balance Transfer Intro Period See Terms
Balance Transfer Intro APR See Terms
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Discover
Perks Apply for the Discover® it for Students by filling out a secure online application.
APR 12.99%-21.99% Variable*
Purchase Intro APR Period 6 months
Purchase Intro APR Rate 0%


The Discover it™ for Students is a student rewards card that will help you see credit cards differently. From not having to pay an annual fee to an appealing rewards program, this may just be the card for you!

0% Intro APR – See what it's like to pay no interest on purchases for the first 6 months of membership. You will enjoy a 0% intro rate on purchases for 6 months. A variable purchase APR will apply thereafter.

Say No To Various Fees – You won't be charged an annual fee or an overlimit fee. But that's not all. Discover it™ for Students comes with no foreign transaction fee and no pay-by-phone fee, either. Should you miss a payment, you will not be charged a late fee on your first late payment nor will your APR increase as a result.

Cash Back – Enjoy a generous 5% cash back at restaurants and movies until March on purchases made up to $1,500. Sign up is easy, and you will also receive a 1% cash back on every other purchase you make. Plus, a Cashback ConciergeSM will help you with a personalized online tour to maximize your rewards.

Other Features – Set your own due date and pay up until midnight (Eastern Time) by phone or online. And don't worry about speaking to a machine when you call – a real person with 100% U.S.-based service will be ready to assist you with any queries.

$0 Fraud Liability Guarantee – You won't be held responsible for any unauthorized purchases that are made. The Discover it™ for Students is a student rewards card that will help you view credit cards in a different light. Enjoy not being penalized for your first late payment, choose your own due date and more! Don't delay and sign up now!!