Iberiabank Visa® Classic Card
|Balance Transfer Fee||See Terms*|
|Balance Transfer Intro Period||6 billing cycles|
|Balance Transfer Intro APR||1.99%|
|Cash Advance Fee||See Terms*|
|Foreign Currency Exchange Fee||See Terms*|
|Perks||Apply for the Iberiabank Visa® Classic credit card by filling out a secure online application.|
|APR||7.25%, 10.25%, or 13.25%|
|Purchase Intro APR Period||N/A|
|Purchase Intro APR Rate||N/A|
The IberiaBank Visa® Classic Card is a low APR credit card by IberiaBank that has a low APR on balance transfers and purchases. When you sign up for this card, you can enjoy a low interest rate that is not typically found with other offers.
Balance Transfers. A special 1.99% introductory APR for balance transfers is valid for the first six months of card membership. This exclusive offer simplifies the process of transferring existing credit card balances to your current account. If you do this within the first three months of card membership you can take advantage of this exceptionally low offer.
Purchases. The APR for your purchases will vary based on the prime rate and your credit worthiness, but if there is an interest charge – it will be no less than fifty cents. The variable rate for your purchases can be as low as 9.25%. With an interest rate that low, you can spend without the stress of having high payment balances due.
No Annual Fee. When you sign up for the IberiaBank Visa® Classic Card, you will not have to pay an annual membership fee and as a genuine Visa cardholder, you'll travel in confidence with your card. The card is widely accepted throughout the world at millions of locations. With your low-interest credit card, you'll never have to stress about account management and safety. You can access all of your account information online, at any time. That way, you are always in the know. With the IberiaBank Visa® Classic Card, you'll never pay high interest or pay an annual fee.