Iberiabank Visa® Gold Card

Overview

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A* 1.99%* 9.25%-15.25% (Variable)* $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee See Terms*
Balance Transfer Intro Period 6 Months*
Balance Transfer Intro APR 1.99%*
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Iberiabank
Perks *
APR 9.25%-15.25% (Variable)*
Purchase Intro APR Period N/A*
Purchase Intro APR Rate N/A*

Description

The IberiaBank Visa® Gold Cash Back Rewards Card offers a low interest introductory period along with additional benefits and services. Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account. This card has no annual fee. There is a low introductory rate on balance transfers for six months, and the APR for purchases is reasonably low, which makes this card a decent option if you plan to carry a balance. You'll also receive additional benefits including various Internet account services and lost and stolen card reporting.
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