Iberiabank Visa® Platinum Card

Overview

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
1.99%* 1.99%* 9.25%, 12.25%, or 15.25%* $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee Yes*
Balance Transfer Intro Period 6 Months*
Balance Transfer Intro Rate 1.99%*
Foreign Currency Exchange Fee 0.000%*
Perks *
APR 9.25%, 12.25%, or 15.25%*
Purchase Intro APR Period 6 billing cycles on balance transfers*
Purchase Intro APR Rate 1.99%*

Description

The IberiaBank Visa® Platinum Rewards Card offers a low interest introductory period along with additional benefits and services. Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. This card has no annual fee and there is no annual fee for the ScoreCard® Bonus Points Program. There is a low introductory rate on balance transfers for six months and a reasonably low APR for purchases, which makes this card a decent option if you plan to carry a balance. You'll also receive additional benefits, including various Internet account services and lost and stolen card reporting.