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Iberiabank Visa® Select Card

Overview

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0% or 7.50% on purchases; 1.99% or 7.50% on balance transfers 1.99%* 7.50%, 9.50%, or 11.50% $35* Excellent

Specific Information

Annual Fee $35*
Balance Transfer Fee Yes*
Balance Transfer Intro Period 12 Months*
Balance Transfer Intro Rate 1.99%*
Foreign Currency Exchange Fee 0.000%*
Perks *
APR 7.50%, 9.50%, or 11.50%
Purchase Intro APR Period 12 Months*
Purchase Intro APR Rate 0% or 7.50% on purchases; 1.99% or 7.50% on balance transfers

Description

The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance. This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR. There is also a low annual fee of $35. Because this card does not offer a rewards program, individuals who do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer.
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