Miles by Discover® Card

Overview

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0%* 0%* 10.99%-16.99% (Variable)* $0* Excellent

Specific Information

Annual Fee $0*
Balance Transfer Fee Yes*
Balance Transfer Intro Period 6 Months*
Balance Transfer Intro Rate 0%*
Foreign Currency Exchange Fee 2.000%*
Perks Apply for the Miles by Discover® Card by filling out a secure online application.
APR 10.99%-16.99% (Variable)*
Purchase Intro APR Period 6 Months on purchases & balance transfers*
Purchase Intro APR Rate 0%*

Description

With the Miles by Discover® Card, you can take advantage of the travel rewards program where you'll earn double miles on up to $3,000 in travel and restaurant purchases, and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. You'll earn 1,000 bonus miles in every month that you make a purchase during the first year for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account is active within a 36-month period. Finance charges applied use a more costly method, but the card offers platinum benefits, an attractive 0% introductory rate with no annual fee, and a reasonable APR (for those who qualify).