Simmons Bank Visa® Platinum


  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A None 7.25% (Variable) $0 Excellent

Specific Information

Annual Fee $0
Balance Transfer Fee See Terms*
Balance Transfer Intro Period None
Balance Transfer Intro APR None
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Simmons First National Bank
Perks Apply for the Simmons First Visa Platinum card by filling out a secure online application.
APR 7.25% (Variable)
Purchase Intro APR Period N/A
Purchase Intro APR Rate N/A


The Simmons First Visa® Platinum Card is an ideal card if you are looking for a standard platinum card. Although there is no reward program, the card does offer several other platinum benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. There is no introductory rate, however there is a reasonably low APR for purchases and cash advances, which makes it an excellent choice for a platinum card.