Simmons Bank Visa® Platinum Rewards


  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A None 9.25% (Variable) $0 Excellent

Specific Information

Annual Fee $0
Balance Transfer Fee See Terms*
Balance Transfer Intro Period None
Balance Transfer Intro APR None
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer Simmons First National Bank
Perks *
APR 9.25% (Variable)
Purchase Intro APR Period N/A
Purchase Intro APR Rate N/A


The Simmons First Visa® Platinum Rewards Card is ideal if you are looking for a platinum card and would like to take advantage of the rewards program. Through the rewards program, cardholders earn one point for every dollar spent on purchases. There is no additional annual fee for the rewards program. Points can be redeemed for travel on any U.S. based airline with no black out dates, hotels, vacation packages, car rentals, and more. This card also has no annual fee. At a rate of 9.25%, the card offers a low cost option to those who plan to carry a revolving balance. This card also provides several unique benefits and services, making it an excellent choice for a platinum card.