Low Interest Rate Credit Cards

You never thought we could be so low. With a low interest rate credit card from PlasticRewards.com you'll know the truth for yourself. We feature cards for personal and business uses with a low APR after the introductory period. We've assembled a list of low rate credit cards that lets you earn rewards on all your purchases.

3 Card(s)

per page
  1. U.S. Bank Visa® Platinum Card

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    Not Available on Our Website

    • 0% Intro APR* on purchases and balance transfers for 15 billing cycles
    • No annual fee*
    • Free access to monthly credit score
    • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
    • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
    • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
    • Online account management and account alerts
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    0%* 0%* 13.99% - 23.99%* (Variable) $0 Excellent
  2. Barclaycard® Ring MasterCard®

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    Not Available on Our Website

    • No Balance Transfer Fees - start saving immediately!
    • A low 8% variable APR on balance transfers and purchases
    • No Annual Fees
    • Choose your card benefits and features
    • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
    • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
    • Learn more about personal finance from Barclaycard and other members
    • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 8.00% (Variable) $0 Excellent
    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • No annual fee: And avoid fine-print fees - no over-the-limit fees or penalty rates, so you keep more money in your pocket.
    • Variable rates starting at 7.15% on purchases, balance transfers and cash advances. It's the same low rate for all transactions.
    • Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
    • Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A 7.15%-24.15% (Variable) $0 first year, then $0

3 Card(s)

per page