No Annual Fee Credit Cards

Zip, zero, zilch. That's what you can expect to pay for an annual fee with these credit cards. offers no annual fee credit cards for personal or business use. Many of the credit cards also provide rewards like cash back, travel and more.

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  1. Discover it®

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    • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
    • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements*.
    • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S.- based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    0% 0% 10.99% - 22.99% Variable* $0 Excellent
    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • No annual fee: And avoid fine-print fees - no over-the-limit fees or penalty rates, so you keep more money in your pocket.
    • Variable rates starting at 7.15% on purchases, balance transfers and cash advances. It's the same low rate for all transactions.
    • Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
    • Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee
    N/A N/A 7.15%-24.15% (Variable) $0 first year, then $0

2 Card(s)

per page