Secured Credit Cards

Manage your spending and help your budget with a secured credit card. Secured credit cards are a simple and easy way to help control your spending. We feature some of the best secured credit cards below.

5 Card(s)

per page
    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24\/7 Online Access to Your Account
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 19.99% (Variable) $29 Bad
    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 10.15%-20.15% (Variable) $35 Bad
    • First Progress Secured Card—The smart alternative to prepaid cards and expensive high fee/APR credit cards.
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Refundable security deposit required at time of application, only apply when you have a min of $300 to deposit immediately from a checking account or debit card.
    • Program not available in NY, WI, and IA.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 11.99% (Variable) $44 Bad
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 14.99% (Variable) $39 Bad
    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
    N/A N/A 10.15%-20.15% (Variable) $35 Bad

5 Card(s)

per page