U.S. Bank FlexPerks Cash Rewards Visa®

Overview

  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
0%* 0%* 11.99% - 17.99%* (Variable) $0 with yearly purchase Excellent

Specific Information

Annual Fee $0 with yearly purchase
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening. After that, either 4% of the amount of each transfer or $5 minimum, whichever is greater.
Balance Transfer Intro Period 15 Months*
Balance Transfer Intro APR 0%*
Cash Advance Fee Either 4% of the amount of each advance or $10 minimum, whichever is greater.
Foreign Currency Exchange Fee No
Issuer U.S. Bank
Perks No
APR 11.99% - 17.99%* (Variable)
Purchase Intro APR Period 15 Months*
Purchase Intro APR Rate 0%*

Description

The U.S. Bank FlexPerks Cash Rewards Visa® is a business credit card that rewards businesses for smart spending. Enjoy a special introductory APR offer along with an exciting rewards program to get you started.

0% Intro APR on Balance Transfers. During the initial portion of your card membership, you can enjoy 0% APR on balance transfers. For 15 billing cycles you can transfer a previous balance and pay it off over time without interest. Balance transfers must be made within 30 days of account opening.

0% Intro APR on Purchases. For the first 15 billing cycles of card membership, you can buy important items for your business and not have to pay any interest. Whether it's office furniture, computers or other supplies – you'll enjoy a 0% APR for 15 billing cycles.

Rewards Program. Your business deserves the best – now you can enjoy 3% FlexPerks cash rewards on purchases made at office supply stores, cell phones, and at gas stations. For all other purchases you'll earn 1% cash rewards. For an added bonus, you'll enjoy a 25% annual bonus of your prior year's cash rewards (up to $250). With the U.S. Bank FlexPerks Cash Rewards Visa®, there are no limits on the amount of rewards you can earn and no expiration. On top of the 0% Intro APR offer, you won't have to pay an annual fee for the first year of card membership. Choose the U.S. Bank FlexPerks Cash Rewards Visa®for your business.