USAA Cash Rewards® Visa®


  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn rebates up to 1.25% on your everyday purchases. There's no limit to the amount you can earn.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A N/A 9.90%-25.90% (Variable) $0

Specific Information

Annual Fee $0
Balance Transfer Fee See Terms*
Balance Transfer Intro Period N/A
Balance Transfer Intro APR N/A
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer USAA Savings
Perks Apply for the USAA Cash Rewards® Visa® Card by filling out a secure online application.
APR 9.90%-25.90% (Variable)
Purchase Intro APR Period N/A
Purchase Intro APR Rate N/A


The USAA Cash Rewards® Visa®,issued by USAA Savings Bank, is a cash rewards credit card that awards you every January on all the purchases you made the previous year. Earn rebates of up to 1.25% on your purchases, plus you may also be eligible for a very low 9.9% APR on various transactions.

Cash Rebates – You can now earn cash rebates of up to 1.25% on the purchases you charge to your USAA Cash Rewards® Visa® credit card. You will receive your cash rebate every January following all the purchases you made the year before. Plus, enjoy no set limit to how much you can earn.

Low APR – A variable low APR on purchases, balance transfers and cash advances is now within your reach. If you qualify, you may be able to receive a rate as low as 9.9% based on your credit worthiness and the Prime Rate.

No Annual Fee – What's better than a credit card with great rewards and benefits – one that also comes with no annual fee! You won't be charged any minimum finance charge during your card membership, either. The USAA Cash Rewards® Visa® issued by USAA Savings Bank, will make your credit card experience an enjoyable one, thanks to everyday cash rewards, no annual fee, no minimum finance charge and more. Sign up today and immerse yourself in a world of cash rewards!!