USAA Rewards™ American Express® Card

Overview

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn 2,500 Bonus Points after your first purchase and earn 2X points per dollar spent on gas and grocery purchases all the time.
  • No caps or limits on the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A N/A 9.90%-25.90% (Variable) $0

Specific Information

Annual Fee $0
Balance Transfer Fee See Terms*
Balance Transfer Intro Period N/A
Balance Transfer Intro APR N/A
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer USAA Savings
Perks Apply for the USAA Rewards™ American Express® Card by filling out a secure online application.
APR 9.90%-25.90% (Variable)
Purchase Intro APR Period N/A
Purchase Intro APR Rate N/A

Description

The USAA Rewards™ American Express® card, issued by USAA Savings Bank, starts you off with 2,500 bonus points and the chance to earn up to 2x points on special purchases. Plus, save on fees and charges with no annual fee, no minimum finance charge, and interest rates as low as 9.9% if you qualify.

Unlimited rewards points. Earn 2x points on gas and grocery purchases, and earn 1x point on all other general purchases – there are no caps or limits on your earnings, so you can redeem for the rewards you really want. What's more, you'll earn a head start with 2,500 bonus points when you charge your first purchase!

Redeem for excellent rewards. There's a reward waiting for every cardmember and every interest. Redeem your USAA Rewards points for cash, gift cards, name brand merchandise, and travel awards with no blackout dates. Your points can be redeemed anytime online for free - there is no redemption fee.

Low interest rates. Based on your creditworthiness, you can enjoy interest rates as low as 9.9% APR on purchases, balance transfers, and cash advances. These rates will vary with the market based on the Prime Rate.

Save on fees. The card lets you enjoy your rewards with no annual fee and no minimum finance charge. Take advantage of the cash rewards fee-free and worry-free. The USAA Rewards™ American Express® is a great value credit card for those who are looking to earn easy rewards while saving on card fees. Start your membership with 2,500 bonus points and be on your way to redeeming for the rewards you want. Apply today for the USAA Rewards™ American Express® card!