USAA Secured Card® Platinum Visa®

Overview

  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Credit Rating
N/A N/A 9.90% (Variable) $35 Bad

Specific Information

Annual Fee $35
Balance Transfer Fee See Terms*
Balance Transfer Intro Period N/A
Balance Transfer Intro APR N/A
Cash Advance Fee See Terms*
Foreign Currency Exchange Fee See Terms*
Issuer USAA Savings
Perks Apply for the USAA Secured Platinum Card by filling out a secure online application.
APR 9.90% (Variable)
Purchase Intro APR Period N/A
Purchase Intro APR Rate N/A

Description

USAA Secured Card® Platinum Visa®